The different parts of Medicare cover your specific needs. There are four parts, all of which work in tandem to deliver healthcare services.
Part A (hospital insurance): Hospital insurance helps pay for inpatient care in a hospital or skilled nursing facility (following a hospital stay), some home health care, and hospice care.
Part B (medical insurance): Medical insurance helps pay for doctors’ services and many other medical services and supplies that hospital insurance doesn’t cover.
Part C (Medicare Advantage plans): If you have Medicare Parts A and B, you can join a Medicare Advantage plan. Private companies offer Medicare Advantage plans which are approved by Medicare. These plans generally help you pay the medical costs not covered by Medicare Part A and B.
Part D (prescription drug coverage): Prescription drug coverage helps pay for medications doctors prescribe for treatment.
Q: I understand you must have limited resources to be eligible for Extra Help with Medicare prescription drug costs. What does this mean?
A: Resources include the value of the things you own. Some examples are real estate (other than your primary residence); bank accounts, including checking, savings, and certificates of deposit; stocks; bonds, including United States Savings Bonds; mutual funds; Individual Retirement Accounts (IRA); and cash you have at home or anywhere else. To learn more about Extra Help, and to apply online, visit HYPERLINK "http://www.socialsecurity.gov/prescriptionhelp" www.socialsecurity.gov/prescriptionhelp.
Q: I lost my Medicare card. How can I get replacement?
A: The easiest and newest way to get a replacement Medicare card is by using your my Social Security account. Visit www.socialsecurity.gov/myaccount for more information on how to create an account. You also can get a replacement Medicare card by calling us toll-free at 1-800-772-1213 (TTY 1-800-325-0778). Keep your card in a safe place. You don’t want anyone getting hold of your Social Security number. They could steal your identity.
Erin Thompson is a Social Security Administration public affairs specialist in Toledo. She can be reached at 866-331-2257 ext. 33607.